We’re the PEO that can help you grow your business.

PEO Services

Overcoming HR Challenges

At Lumina Business Solutions, we know employers face a number of dynamics in managing their workforce effectively. That’s why we offer comprehensive and tailored Professional Employer Organization (PEO) services to help businesses streamline their HR operations, mitigate risks, and focus on what they do best – growing their business.

If you are ready to entertain the PEO model as a solution for back-office administrative needs, allow us to find the right PEO for your business.


Businesses get frustrated with the complexity of employment laws and regulations. A PEO offers skilled professional help with payroll, benefits administration, employee onboarding, compliance, and other HR tasks, allowing you to save time and resources.

We have a team of experienced HR professionals with years of experience in the HR industry, and we’re dedicated to helping our clients succeed. From hiring to retiring an employee and everything in between including on-boarding, employee handbooks, E-verify, training, skill assessments, policies & procedures, progressive discipline, and employee culture.


    • Human Resources Information Systems (HRIS)
    • Creation and maintenance of Employee Handbooks
    • Employee on-boarding system
    • Training for managers and employees
    • Employment Practices Liability Insurance (EPLI) coverage
    • Compliance training and monitoring
    • Compliance administration for federal, state and local regulations ie.
    • Title VII, FMLA ADEA, FLSA and ADA
    • Employee file maintenance
    • Track sick, vacation and PTO days
    • Access to a trained human resources specialist


Workers’ Compensation concerns – cancellations, non-renewals, MOD increases…these are sufficient reasons to seek at PEO partner. We handle Workers’ Compensation claims and administration, providing a safety net for your employees and minimizing financial risks for your business. We’re committed to providing our workers’ comp clients with the best possible value for their money.


    • Workers’ Compensation Insurance – Pay as you go
    • Workers’ Compensation Claims Management
    • Review claims for potential fraud
    • Continuous monitoring of claims
    • Implementation and management of Return to Work programs
    • Safety manuals and training
    • Drug Free Work Place
    • Workforce Risk Management


Say goodbye to payroll headaches. Our efficient payroll services ensure accurate and timely processing, along with convenient tax administration and reporting.


    • Printing and delivery of payroll checks
    • Tax processing, including federal & state withholdings and unemployment
    • Garnishments
    • Employment verification
    • PTO Tracking
    • Employee and Manager Data Access Center
    • Job Management Reports
    • Quarterly tax reporting and year end W-2s


We offer a range of competitive employee benefits packages, including health insurance, retirement plans, and more, to attract and retain top talent. We offer a comprehensive range of back-office support, such as benefits administration for health insurance and disability insurance.


    • Health, Dental, Vision
    • Employer paid and voluntary Long and Short term disability
    • Employer paid and voluntary life and AD&D insurance
    • Voluntary worksite benefits – cancer, heart, accident, gap etc.
    • Retirement Plans – 401k
    • Form 5500 filing and COBRA administration
    • Flexible Spending Accounts and Section 125 administration


Some Florida employers are not quite ready to embrace a full-blown PEO HR program. That’s why we offer a la carte services (individual HR services) to a select group of clients. We want to grow with our clients and that’s why we are willing to offer specific HR services such as: payroll-only solutions, group benefits consulting, and HR advising and support. We understand that you’re busy, so we make it easy for you to work with us.

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